• Step 3: Saving for Your Down Payment and Closing Costs,Doug Hoover

    Step 3: Saving for Your Down Payment and Closing Costs

    Step 3: Saving for Your Down Payment and Closing Costs One of the biggest hurdles for first-time home buyers is figuring out how much money they need to buy a home. The good news? You don’t always need 20% down, and there are programs and strategies to help you save faster. Let’s break down what y

    View more

  • Step 2: First-Time Home Buyer Budget & Credit Guide – Bemidji,Doug Hoover

    Step 2: First-Time Home Buyer Budget & Credit Guide – Bemidji

    Step 2: Checking Your Financial Readiness to Buy a Home Before you start house hunting, there’s an important step every first-time home buyer should take: making sure you’re financially ready. Understanding your budget, credit, and income will save you stress later and help you move confidently wh

    View more

  • Step 1: The Home Buying Journey – What First-Time Home Buyers Need to Know,Doug Hoover

    Step 1: The Home Buying Journey – What First-Time Home Buyers Need to Know

      Step 1: The Home Buying Journey – What First-Time Home Buyers Need to Know Buying your first home is exciting—but let’s be honest, it can also feel overwhelming. If you’re a first-time home buyer, you might be asking: Where do I even start? Who’s involved in the process? How long does it take? T

    View more

};